Disclaimer

Last updated: August 2026

The information on ScholarRoads is provided for general educational and informational purposes only.

Not financial advice

Nothing on this site is financial, legal, or tax advice, and it is not a recommendation to take out any specific loan. Everyone's situation is different — please do your own research and, where appropriate, speak with a qualified professional before making borrowing decisions.

We are not a lender

ScholarRoads does not lend money, originate loans, or make credit decisions. We are an independent comparison and information site. All loans, rates, terms, approvals, and disbursements are handled entirely by the lenders themselves.

No government affiliation

ScholarRoads is not affiliated with, endorsed by, or connected to the U.S. Department of Education or any government agency. We do not offer, process, or advise on federal student aid, loan forgiveness, or loan-relief programs.

Consider federal options first

Private student loans do not carry the same protections as federal loans, such as income-driven repayment and forgiveness programs. We encourage you to explore federal aid through the FAFSA before taking out a private loan. If you refinance federal loans into a private loan, you generally give up those federal protections.

No guarantees

We make no guarantee that you will be approved, or that you will receive any particular rate or term. Rates and terms shown are point-in-time, set by the lenders, and subject to change and to the lender's approval based on your creditworthiness and other factors. Always confirm current details on the lender's website.