Student loan guides & reviews
Straight answers from our research team — everything you need to borrow smart, from federal vs. private to how to actually apply.
Start here — the basics
College Ave vs. Sallie Mae
Our full head-to-head: prequalification, rates, repayment, and who each one suits.
Read →Federal vs. private student loans
Which to use first, the protections you'd give up, and how to decide.
Coming soonHow do private student loans work?
Application, rates, disbursement, and repayment — start to finish.
Coming soonFixed vs. variable interest rates
The real difference, and which one fits your plan.
Coming soonDo I need a cosigner?
When you need one, what cosigner release means, and how it affects your rate.
Coming soonPrequalification & your credit score
Soft vs. hard credit checks, and how to shop without hurting your credit.
Coming soonReviews & comparisons
College Ave review
Our full breakdown of College Ave's rates, terms, pros, and cons.
Coming soonSallie Mae review
Everything to know about Sallie Mae, honestly reviewed.
Coming soonBest private student loans of 2026
Our top picks and how they stack up this year.
Coming soonApplying
How to apply, step by step
From FAFSA to funds in your school's hands.
Coming soonWhat you need before you apply
Documents, cost of attendance, and cosigner info to have ready.
Coming soonHow to get a lower interest rate
Autopay, cosigners, paying in school, and more.
Coming soonStudent loans for international students
Your options, cosigner rules, and what lenders look for.
Coming soonParent loans & PLUS alternatives
How parents can help fund school with private options.
Coming soonRefinancing: when it makes sense
The savings, the trade-offs, and the federal protections to weigh.
Coming soonAfter you borrow
Repayment options explained
In-school and post-school plans, in plain English.
Coming soonHow to pay off loans faster
Simple strategies to cut what you pay over the life of the loan.
Coming soonGrace periods, deferment & forbearance
What each means and when you can use them.
Coming soon